Personal Loans

You work hard and want to manage your money wisely. Sometimes you need a little help along the way. At ABC Capital Bank we understand that you have many big expenses you need a helping hand in; be it your child’s education, improvements on your home, a big purchase, taking advantage of a great investment opportunity, post-graduate studies for yourself, or even spoiling your family for a holiday oversees.

Our loans and lines of credit are just some of the ways ABC Capital Bank makes life just a little bit easier. When you need a loan, ABC Capital Bank is here for you. What’s more the loan process is convenient with a simple application, affordable monthly payments, quick decisions and outstanding customer service. Even better, our loan processing is fast, with no sweat at all!
Whatever your financing needs, ABC Capital Bank will find the loan that is right for you.


Do you have a working capital gap? ABC overdraft facility is the right solution for you to bridge this gap. We extend overdraft facilities to enable you meet your day to day cashflow gaps as you await settlement of your receivables. We work closely with you to put the right limit for you.

This working capital a facility is reviewable every year.

Salary Loan

Don’t get caught unaware by the sudden need for money!
ABC Capital Bank salary loan will help you meet unexpected expenses in the course of the month. It is also available to our customers who have their salaries or regular income paid through us.


  • You can borrow any amounts between Ugx. 1,000,000 to a maximum of Ugx. 10,000,000. Subject to fulfillment of Bank’s requirement.
  • Need confirmation employer
  • ABC Capital Bank salary loan does not require any security, and is processed instantly, hence very flexible.


Guarantees shall include all forms of guarantee commitments issued by the bank, bid bonds, advance payments guarantees, performance guarantees and financial guarantees

All guarantees shall have a fixed expiring date and amount

Term working capital loans

We offer both short ( less than years) and medium ( not more than 6 years) Term Loans to finance specific capital expenditure. It may be for expanding your business, renovating your home, acquiring offices or new home or paying your short term Capital expenditures.

We tailor our loans depending on the purpose to meet customers’ expectations.

Invoice/ Bills Discounting

This is intended to finance genuine trade bills (Bank shall obtain an assessment on the anchor client) and from time to time approve a list of anchors with which bills/invoices can be obtained

Amount advanced to be 80% of the value of the bill

A maximum period of 90 days to be permitted

Repayment on maturity of trade bills

Invoice discounting allows a business to draw money against its sales invoices before the customer (reputable company) has actually paid to meet working capital requirements.

Insurance Premium Financing

We offer Asset Premium Finance whereby we pay the premium directly to the insurance company and you pay the loan in installments.

Maximum period 10 months.

The insurance company underwriting the policy must be approved by the Bank.

Documentary Credit

Documentary credits are commitments on your above to the seller that we shall pay provided that the terms and conditions are met.

We offer this product via:

  • Import Letters of Credit
  • Guarantees and standby letters of credit
  • Avalised Bills of Exchange