Local Transfers


Airtel Money Agents will no longer have to travel long distances to get Float or withdraw cash for their businesses courtesy of ABC Capital Bank which has been appointed as an Airtel Money Super Agent.
Visit any of our branches to access this service.


Real Time Gross Settlement; is a funds transfer mechanism where transfer of money takes place from one bank to another in “real time” and on “gross” basis. Settlement in “real time” means the payment transaction is not subjected to any waiting period. Gross settlement means the transaction is settled on a one to one basis without batch processing with any other transaction.


Electronic Funds Transfer; EFT is a system of transferring money from one bank account directly to another through the local clearing house. It is used for both credit transfers, such as payroll payments, and for debit transfers, such as mortgage payments and takes about 24 hours to reach the recipient.

Direct Debit

Instruction to collect funds from another bank account for the receiving client.
Ideal for insurance companies and organisations that receive regular payments from customers.

Bankers Cheque

They are cheques issued by the Bank against funds received by the Bank and pose no risk to the recipient as
funds are guaranteed to be available to cover the transaction..